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Katy Canales
Loan Consultant
Salem Oregon Since 1991 |
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NMLS ID
#270783 - NMLS CO ID #399162 |
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(503) 385-4046 Direct |
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Office Location
12th and Lee
For the best
home loan programs in Oregon!
Office Address
1255 Lee St SE,
Suite #200
Salem, OR 97302
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(503) 581-8100 |
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(503) 763-2151 |
Fax
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Telephone
(503) 581-8100
Katy Canales
Fax
(503) 763-2151 |
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I truly enjoy my
job, but also love spending time with my husband and family, especially my two
daughters, Madelin and Emma. I also take
great pleasure in my role as a Kindergarten Sunday school teacher.
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Katy Canales,
Offers Integrity, and Dependability, Plus a Real Can-do Attitude!
I have been a Loan Consultant with Landmark Mortgage Co. since
1991
and now we are Landmark Professional Mortgage Company!
My dedication has always been to provide the highest level
of personal service to assist with my client's home purchase loans, or
refinance needs.
As a genuine advocate of homeownership, I focus on taking
care of each client as though they are family and remain fully committed
to providing the most competitive financing options available.
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Lowest Interest Rates
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Flexible Loan Programs
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Fast & Easy Loan Processing |
You'll be amazed
at how quickly and simply the loan process moves. Before you know it,
I'll have assisted you in obtaining a mortgage that suits your lifestyle
needs and saves you money.
During the loan-application process, I'll provide you
with regular updates and you can contact me at any time.
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"Founding Member" Award
Salem Downtown Networkers since 1998 |
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financing! Check available homes on their website at
www.HomePath.com. Only
3% down for owner-occupied homes and 10% down for
investment properties. No appraisal and no mortgage
insurance! Call me for info! |
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Veterans, we really thank you!
Call to find out more about the VA & ODVA Loans that offer
veterans better rates than conforming rates, 100% financing,
no mortgage insurance payments, waiver of funding fee, if
disabled, and leniency on credit issues if you've had
bankruptcy, foreclosure, collections, charge-offs, etc.
VA LOANS ARE A WAY TO SAY THANK YOU TO OUR VETERANS FOR
SERVING AMERICA!
LET'S GET STARTED ― You'll be
amazed at how quickly and simply the loan process moves.
Before you know it, I'll have assisted you in obtaining a
mortgage that suits your lifestyle needs and saves you
money. I'll do everything I can to make your Oregon home
loan process easy! Call me at (503) 585-1105 Ext. 117
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View
Client Testimonials |
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Overview of the Loan Process |
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Note: The process
that follows, assumes the borrower(s)
will be approved for the loan.
 Determine how much you can borrow
I can help you find out how much home
you can buy, even before you begin looking. Once you've
answered a few simple questions, I'll calculate your buying
power, based on standard lender guidelines.
Important Note:
Do not allow anyone to obtain free credit
reports for you. These reports will have to be obtained later
anyway, and each time they are obtained it may lower your "credit-risk score"! This score
is extremely important to your overall credit evaluation in
the underwriting process for your mortgage loan.
Pre-Qualify and save money
To complete the pre-qualification step,
you'll need to supply some brief information about employment,
assets, etc. I'll contact you for authorization to obtain your
credit report. Once this information is reviewed, I'll issue
your Pre-Qualification Letter, which gives you the clout of an
"all-cash" buyer. As you begin looking for a home, I'll start
searching for the best loan to meet your specific needs and
your you or your Real Estate Agent can use your
Pre-Qualification Letter to negotiate the best deal for you.
 Apply Now! Getting started is easy.
When you've selected a property and have
a contract with the Seller, the next step is to complete your
loan application, which can easily be done. At the appropriate time a property
appraisal will be ordered for you.
Just call or email me! (503)
581-8100
katy@landmarkprofessional.net
Your Loan - Approved and Funded!
You or your Real Estate Agent or the
Seller will designate an Escrow/Title Company to handle the
funding of your loan, along with many other factors which make
your purchase go smoothly. I will coordinate the loan portion
with the escrow team and you'll sign the final papers at their
office. Simple, Straightforward, Cost Effective, and FAST!
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